Parameters

Pools are categorized based on similar risk characteristics:

  • Stable

  • ALGO

  • Medium Risk

  • High Risk

ALGO

gALGO

USDC

USDt

EURS

Gard

goBTC

goETH

WBTC

WETH

WAVAX

WSOL

wLINK

GOLD

SILVER

OPUL

WMPL

Category

ALGO

ALGO

Stable

Stable

Stable

Stable

Medium

Medium

Medium

Medium

Medium

Medium

Medium

Commodities

Commodities

High

High

Variable Base Rate (RV0)

2%

0%

1.75%

1.75%

1.75%

1.75%

0%

0%

0%

0%

0%

0%

0%

1.75%

1.75%

0%

0%

Variable Slope 1 Rate (RV1)

9%

0%

5%

5%

5%

5%

7.5%

7.5%

7.5%

7.5%

7.5%

7.5%

7.5%

5%

5%

8.5%

8.5%

Variable Slope 2 Rate (RV2)

200%

0%

100%

100%

100%

100%

200%

200%

200%

200%

200%

200%

200%

100%

100%

200%

200%

Stable Additional Base Rate (RS0)

2.25%

0%

2%

2%

2%

2%

1%

1%

1%

1%

1%

1%

1%

2%

2%

1%

1%

Stable Slope 1 Rate (RS1)

2.25%

0%

2%

2%

2%

2%

1%

1%

1%

1%

1%

1%

1%

2%

2%

2%

2%

Stable Slope 2 Rate (RS2)

200%

0%

100%

100%

100%

100%

200%

200%

200%

200%

200%

200%

200%

100%

100%

200%

200%

Stable Excess Rate (RS3)

30%

0%

25%

25%

25%

25%

35%

35%

35%

35%

35%

35%

35%

25%

25%

40%

40%

Optimal Utilisation Ratio (Uopt)

80%

70%

75%

75%

75%

75%

55%

55%

55%

55%

55%

55%

55%

60%

60%

55%

55%

Optimal Stable to Total Debt Ratio (Oratio)

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

Rebalance Up Utilisation Ratio (URU)

90%

90%

95%

95%

95%

95%

90%

90%

90%

90%

90%

90%

90%

90%

90%

85%

85%

Rebalance Up Deposit Interest Rate Percentage (DIRRU)

50%

50%

40%

40%

40%

40%

55%

55%

55%

55%

55%

55%

55%

55%

55%

47.5%

47.5%

Rebalance Down Delta (RD)

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

20%

Retention Rate (RR)

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

Flash Loan Fee

0.1%

N/A

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

0.1%

Borrow Cap ($)

25,000,000

0

5,000,000

3,000,000

120,000

0

1,000,000

1,000,000

200,000

200,000

75,000

75,000

575,000

150,000

150,000

100,000

50,000

Single Stable Borrow Percentage Cap

4%

0%

6.2%

6.2%

6.2%

6.2%

5.5%

5.5%

5.5%

5.5%

5.5%

5.5%

5.5%

6.2%

6.2%

6.5%

6.5%

Loans are categorized based on their types:

  • General

  • Stablecoin Efficiency

  • ALGO Efficiency

  • Up/Down

General

ALGO

gALGO

USDC

USDt

EURS

Gard

goBTC

goETH

WBTC

WETH

WAVAX

WSOL

wLINK

GOLD

SILVER

OPUL

WMPL

Collateral Factor

65%

65%

80%

0%

70%

70%

70%

70%

70%

70%

65%

65%

65%

60%

60%

0%

0%

Borrow Factor

100%

N/A

100%

100%

100%

500%

100%

100%

100%

100%

100%

100%

100%

100%

100%

120%

120%

Collateral Cap ($)

50,000,000

25,000,000

100,000,000

0

25,000

0

3,000,000

1,000,000

100,000

100,000

70,000

70,000

70,000

150,000

1150,000

0

0

Liquidation Max

50%

N/A

50%

50%

50%

50%

50%

50%

50%

50%

50%

50%

50%

50%

50%

50%

50%

Liquidation Bonus

8%

10%

6%

N/A

8%

8%

8%

8%

8%

8%

10%

10%

10%

8%

8%

N/A

N/A

Liquidation Fee

10%

10%

10%

N/A

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

10%

N/A

N/A

Stablecoin Efficiency

USDC

USDt

EURS

Gard

Collateral Factor

90%

0%

80%

75%

Borrow Factor

100%

100%

100%

500%

Collateral Cap ($)

100,000,000

0

15,000

0

Liquidation Max

50%

50%

50%

50%

Liquidation Bonus

4%

N/A

6%

6%

Liquidation Fee

10%

N/A

10%

10%

ALGO Efficiency

ALGO

gALGO

Collateral Factor

85%

82.5%

Borrow Factor

100%

N/A

Collateral Cap ($)

50,000,000

40,000,000

Liquidation Max

50%

N/A

Liquidation Bonus

6%

8%

Liquidation Fee

10%

10%

Up

Liquidation bonus defined as

collateral received=loan collateral×(borrow repaidborrow balance)collateral\ received = loan\ collateral \times \left(\frac{borrow\ repaid}{borrow\ balance}\right)

Asset

Collateral Factor

Borrow Factor

Collateral Cap ($)

Liquidation Max

Liquidation Fee

Max Multiplier

Max starting Multiplier

USDC

N/A

100%

N/A

100%

N/A

N/A

N/A

ALGO

82.5%

N/A

200,000

N/A

10%

5.71

5

goBTC

90%

N/A

50,000

N/A

10%

10

8

goETH

90%

N/A

50,000

N/A

10%

10

8

wBTC

90%

N/A

50,000

N/A

10%

10

8

wETH

90%

N/A

50,000

N/A

10%

10

8

Down

Liquidation bonus defined as:

collateral received=loan collateral×(borrow repaidborrow balance)collateral\ received = loan\ collateral \times \left(\frac{borrow\ repaid}{borrow\ balance}\right)

Asset

Collateral

Factor

Borrow Factor

Collateral Cap ($)

Liquidation Max

Liquidation Fee

Max Multiplier

Max starting Multiplier

USDC

100%

N/A

400,000

N/A

10%

N/A

N/A

ALGO

N/A

121.21%

N/A

100%

N/A

4.71

4

goBTC

N/A

111.11%

N/A

100%

N/A

9

7

goETH

N/A

111.11%

N/A

100%

N/A

9

7

wBTC

N/A

111.11%

N/A

100%

N/A

9

7

wETH

N/A

111.11%

N/A

100%

N/A

9

7

Last updated