Folks Finance is a web dApp that runs several smart contracts deployed on Algorand Blockchain. Using Folks Finance involves various risks, including, but not limited to, malicious computer attacks, failure of the protocol, and losses due to the fluctuation of the price of the tokens. The material available on the site is not advice or recommendation for buying, borrowing, or selling your assets, please, before using Folks Finance make your searches and read our official documentation. Remember that you can access the Folks Finance protocol through dozens of web or mobile interfaces. You are responsible for doing your own diligence on those interfaces to understand the fees and risks they present. AS DESCRIBED IN THE FOLKS FINANCE PROTOCOL LICENSES, THE FOLKS FINANCE PROTOCOL IS PROVIDED "AS IS", AT YOUR OWN RISK, AND WITHOUT WARRANTIES OF ANY KIND. Although Folks Global Ltd. ( "Folks Finance" ) developed much of the initial code for the Folks Finance protocol; it does not provide, own, or control the Folks Finance protocol, which is run by smart contracts deployed on the Algorand Blockchain.